The Cash App referral text lawsuit has been resolved and eligible users can claim a $147 payment. This article explains who qualifies, how to file a claim, deadlines, and practical tips to complete the process safely.
Overview of the Cash App Referral Text Lawsuit
The lawsuit alleged that Cash App sent unwanted marketing texts about its referral program to people who did not give consent. Plaintiffs argued these texts violated the Telephone Consumer Protection Act (TCPA) and similar state laws.
After negotiations, parties reached a settlement to pay eligible claimants a fixed amount. The settlement resolves claims without an admission of wrongdoing by Cash App.
Settlement Details and $147 Compensation
The approved settlement sets a per-person payment of approximately $147 for eligible class members who file valid claims. The exact payment may vary slightly based on the number of approved claims and administrator fees.
Key settlement features include a claims deadline, an opt-out option, and a process for submitting required information to the settlement administrator.
Who is eligible for the $147 compensation?
- You received a Cash App referral text message during the specified class period.
- The text was sent to a number you owned or used and you did not give prior written consent for promotional texts from Cash App.
- You did not previously release the same claims in another settlement or court ruling.
What documents or information you may need
- Your phone number that received the texts.
- Approximate dates when you received the referral messages.
- Any screenshots or message records, if available (optional but helpful).
- Proof of identity for payment processing in some cases.
How to Claim the $147 Compensation
Follow these steps to submit a valid claim. The process is designed to be simple and mostly online.
Step-by-step claim instructions
- Find the official settlement website or notice. The administrator usually posts a claim form link and full instructions.
- Complete the online claim form with your phone number and dates you received the referral text.
- Upload or attach any supporting evidence if the form allows it.
- Submit the form before the posted deadline.
- Watch for a confirmation email or notice from the settlement administrator with a claim ID and estimated payment timing.
Important deadlines and timelines
- Claims deadline: check the settlement notice for the exact date. Late claims are typically denied.
- Distribution timeline: payments are often mailed or deposited within several weeks to a few months after claim approval.
- Opt-out deadline: if you want to exclude yourself from the settlement and pursue separate legal action, do so by the opt-out deadline listed in the notice.
How to Check Status and Avoid Scams
After you submit a claim, monitor the official settlement website or the email address you provided. The settlement administrator will communicate updates and payment instructions.
Be careful: scam attempts often follow high-profile settlements. Official communications will never ask you to pay a fee to receive your settlement money.
Red flags of scams
- Requests for money or fees to process your claim.
- Unsolicited phone calls asking for full Social Security numbers or banking passwords.
- Websites with misspellings, odd domain names, or that are not referenced by the official court notice.
Case Study: Sarah’s Claim Process
Sarah received two referral texts she did not sign up for during the class period. She followed these steps and received payment in about ten weeks.
- Week 1: Located the official settlement website after receiving a mailed notice.
- Week 2: Completed the online claim form with phone number and message dates; uploaded a screenshot.
- Week 6: Received confirmation that her claim was approved.
- Week 10: Sarah received a mailed check for her $147 settlement share.
This example shows that timely submission and keeping a copy of confirmation emails can simplify the process.
What If You Missed the Deadline?
Missing the claims deadline usually means you forfeit the right to payment under the settlement. However, you may still:
- Opt out if within the opt-out window and pursue a separate lawsuit (if allowed).
- Contact the settlement administrator to confirm whether late claims are accepted under extraordinary circumstances.
Frequently Asked Questions about the Cash App Referral Text Lawsuit
Can I appeal a denied claim?
Denied claims often include instructions for requesting review. Check the notice and follow the administrator’s appeal or documentation submission process.
Will the settlement affect my credit or taxes?
Settlement payments for TCPA claims are generally not credit-related. Tax treatment can vary by individual circumstances. If you have tax concerns, consult a tax advisor.
Do I need a lawyer to file a claim?
No. The claims process is usually designed for individuals to complete without an attorney. If you opt out to sue separately, consult a private attorney.
Practical Next Steps
- Locate the official settlement notice or website and verify deadlines.
- Prepare your phone number, dates, and any message records before starting the claim form.
- Submit the claim early to avoid last-minute technical problems and keep confirmation emails.
- Ignore any requests for fees and confirm communications come from the settlement administrator.
If you believe you are eligible, act promptly to file a claim and secure the $147 compensation. Follow official instructions and keep records of your submission for reference.







