Cash App Spam Text Settlement Overview
The Cash App spam text settlement refers to a class-action agreement that provides payments to people who received unlawful or deceptive spam text messages linked to Cash App or impersonating the service.
Under the settlement, eligible class members are expected to receive roughly $147 each. This article explains who qualifies, how the process works, what evidence you may need, and steps to file a claim safely.
Who Qualifies for the Cash App Spam Text Settlement
Eligibility criteria for the Cash App spam text settlement
Eligibility often depends on whether you received one or more qualifying spam texts during the settlement period and did not opt out of the class action. Typical criteria include:
- Receiving a text message that advertises or links to Cash App services or impersonates Cash App.
- The message was unsolicited and sent during the dates specified in the settlement notice.
- You were a U.S. resident or otherwise within the geographic scope identified by the settlement.
Read the official notice carefully. If you previously submitted an exclusion or opted out of a different settlement, your status could differ.
How the Cash App Spam Text Settlement Works
Payment mechanics and distribution
Settlements like this typically create a settlement fund. After court approval and administrative costs, remaining funds are distributed to approved claimants. The headline $147 figure is the approximate per-person payout after fees and the number of claimants are calculated.
Payments may be processed via check, direct deposit, or prepaid card depending on the settlement administrator’s system.
Claim review and timeline
The settlement administrator reviews submitted claims for completeness and eligibility. This review can take weeks to months depending on volume.
Key timeline steps generally include: notification, claim submission deadline, administrator review, court final approval, and payment distribution.
How to File a Claim
Step-by-step claim process for the Cash App spam text settlement
Follow these steps to file a claim correctly and avoid delays.
- Find the official settlement website by searching the settlement name plus “claims administrator” and confirm it is an official court-appointed site.
- Gather proof: screenshots of the text, phone number that sent the message, timestamps, and any carrier records if available.
- Complete the online or mailed claim form with accurate personal details and a brief description of the messages.
- Submit supporting evidence if requested and keep copies for your records.
- Watch for confirmation emails or mailed notices and follow any additional instructions.
Keep a copy of your claim ID or confirmation number after submission.
What Documents or Evidence You May Need
Commonly accepted proof includes screenshots of the spam text, a copy of your phone bill showing receipt, or a saved message thread. Save any spam report you filed with your carrier or with the FTC.
If the notice requests specific documentation, follow it exactly. In many cases, a clear screenshot with date and sender number is sufficient.
What to Expect After Filing
After filing, expect a confirmation and an estimated processing time. You may be asked for clarifications. Approved claims will be paid according to the settlement’s distribution schedule.
If the settlement fund runs low because more people file claims than expected, individual payouts could be adjusted. That is why the administrator provides the per-person estimate (about $147) rather than a guaranteed amount.
Common Questions and Scam Warnings
How to avoid scams when claiming
Criminals sometimes use settlement news to create phishing pages. Follow these guidelines to stay safe:
- Only use the official settlement website referenced in the court notice or a government court docket (PACER or similar).
- Do not pay any fee to file a claim. Legitimate settlements do not require payment to receive money.
- Be cautious about requests for full Social Security numbers. Some forms may ask for the last four digits for identity verification; if in doubt, confirm via the official administrator.
- Look for secure (https) URLs and professional contact details for the claims administrator.
Small Real-World Example
Case study: Maria, a 29-year-old retail worker, received several unsolicited texts that appeared to be Cash App payment requests. She saved screenshots and checked the court notice online. Maria completed the online claim form, uploaded two screenshots, and received a confirmation number. After a three-month review, she received a $147 check by mail. She saved the confirmation email and shredded the screenshots after payment.
This illustrates how simple documentation and using the official claims path can lead to a smooth payout.
Final Checklist Before You File
- Confirm you meet the settlement’s date and geographic rules.
- Gather screenshots, dates, and sender numbers for each qualifying text.
- Use the official claims administrator website or postal address.
- Keep copies of everything and monitor for confirmation and payment dates.
If you are unsure about your eligibility or how to prepare evidence, consult the settlement FAQ page or contact the claims administrator listed in the official notice. That will keep your claim secure and increase your chances of receiving the estimated $147 payment.
