The Cash App spam text settlement offers a one-time payment for people affected by unwanted text messages related to Cash App marketing. This article explains who qualifies, how the $147 payout works, and how to file a claim step by step.
What the Cash App Spam Text Settlement Covers
The settlement addresses claims that Cash App sent marketing texts without proper consent. Eligible recipients may receive a common fund payment that is currently estimated at $147 per approved claim.
The settlement typically covers specific time ranges and types of text messages. Read the official settlement notice for exact dates and message types included.
Who Qualifies for the $147 Payout
To qualify you generally must have received one or more unsolicited Cash App-related text messages during the covered period. Qualifying conditions usually include:
- Having a U.S. phone number that received the messages.
- Receiving texts that were promotional or marketing in nature.
- Not being excluded by the settlement (for example, not a Cash App employee).
Qualification can vary based on the settlement terms. If you deleted the messages but remember receiving them, you may still qualify. The claims administrator accepts attestation in many cases.
Examples of Likely Eligible Messages
- Texts advertising Cash App features, offers, or promotions.
- Texts sent about new products or referral bonuses.
- Messages that were unsolicited and not part of a confirmed opt-in.
How to File a Claim and Get Your $147
Filing a claim is a straightforward process handled by the settlement administrator. Follow these steps to submit a claim:
Step-by-step Claim Instructions
- Visit the official claims website listed in the settlement notice.
- Complete the online claim form with your name, contact information, and the phone number that received the texts.
- Describe the messages you received: approximate date range, number of texts, and a short description of content.
- Attach any supporting evidence if available, such as screenshots or message history. If you have no copy, you may still attest under penalty of perjury.
- Submit the claim before the deadline. Keep a copy of your confirmation for your records.
Most claim forms accept electronic signatures and provide clear fields for necessary information. The administrator will review claims and notify you of approval or denial.
Timeline and Payout Details
After claims close, the administrator tallies approved claims and divides the settlement fund. Each approved claimant gets a share. The most commonly reported estimate is a $147 payout per approved claim, but the final amount depends on total approved claims and any administrative costs.
Typical timeline:
- Claims period opens and remains available for several weeks or months.
- Claims deadline (check the official notice for the exact date).
- Review and verification period where claims are approved or denied.
- Payout distribution by check or electronic transfer, depending on the settlement administrator’s procedures.
How Long Before You Receive the Money?
After approval, payouts can take several weeks to a few months. Delays occur when many claims are filed or when additional verification is required. Keep an eye on emails from the claims administrator and maintain updated contact details.
Real-World Example: Small Claim, Simple Outcome
Maria, a casual Cash App user, received three unsolicited marketing texts in 2022 and did not save them. She filed a claim online, attested she received the messages during the covered dates, and attached a brief description. Two months later she received an email confirming approval and a mailed check for the settlement share, about $147.
This example shows that even without saved message screenshots, claimants who provide honest attestation can receive approval.
Common Questions About the Settlement
Do I Need Proof of the Texts?
Proof helps but is not always required. Many claim forms allow you to attest under penalty of perjury that you received the messages. If you have screenshots or bill records, attach them to strengthen your claim.
Will Filing Affect My Credit or Account?
No. Filing a claim is a civil matter related to a class action settlement and does not affect credit scores or your Cash App account. It simply requests a share of the settlement fund.
What If I Already Opted Out of Messages?
If you opted out and still received messages, you may still qualify. The settlement language defines eligible messages and consent rules; consult the notice for details.
Practical Tips Before You File
- Check the official settlement website for the exact claim deadline and official forms.
- Gather any evidence you have before starting the form.
- Keep copies of all submissions and confirmation emails.
- Do not fall for copycat sites — use the official administrator link provided in the settlement notice.
Following these steps will increase your chance of a smooth claims process and timely payout. If you have more specific legal questions, consider contacting the claims administrator or a consumer attorney for advice.
